Shutterstock/madpixblueEuropean Business Wallets
European Parliament begins deliberations.
HS – 04/2026
On 19 November
2025, the European Commission presented a proposal for a Regulation establishing European Business Wallets (EBW). The aim is to
digitalise and simplify interactions between companies and with public
administrations within the European Union (EU). To this end, a Europe-wide
digital identity for economic operators and public authorities will be
introduced, building on the existing eIDAS framework. The EBW will enable, in
particular, secure identification and authentication, electronic signatures,
the exchange of documents and legally binding communication across borders.
While the use of the EBW will remain voluntary for companies under the
proposal, public authorities will be required to provide the core
functionalities.
Draft report in ITRE
The Committee
on Industry, Research and Energy (ITRE) is responsible for this file in the
European Parliament. On 15 April, it held a first exchange of views on the draft
report by rapporteur Eero Heinäluoma (S&D, FI). The
draft report broadly supports the introduction of the EBW and considers it an
important contribution to improving digital identification, authentication and
data exchange in the Single Market, particularly in cross-border contexts. It
emphasises that the EBW should function as an interoperable overarching
architecture integrating existing national and European systems rather than
creating parallel structures.
The draft
report maintains the voluntary use of the EBW for companies and the mandatory
implementation by public authorities. However, the implementation deadline
should not – as proposed by the Commission – start 24 months after publication
in the Official Journal but only 24 months after the entry into force of the
relevant implementing acts; the transitional arrangements for the use of
existing alternative solutions would be aligned accordingly. The rapporteur
also places a strong emphasis on interoperability. Existing national and
European digital infrastructures – such as the Once-Only Technical System
(OOTS), the Business Registers Interconnection System (BRIS) and the European
Digital Identity Wallet (EUDI Wallet) – should be taken into account and integrated
to ensure a coherent and cost-efficient implementation. Furthermore, data
exchange should not only take place via documents but also through structured,
machine-readable data formats.
Draft opinions in JURI and IMCO
Both the
Committee on Legal Affairs (JURI) and the Committee on the Internal Market and
Consumer Protection (IMCO) are providing opinions on the file. The JURI
draft opinion by rapporteur Axel Voss (EPP, DE) emphasises, inter
alia, the use of the EBW for interactions between companies and public
authorities in the context of electronic declarations in line with the
once-only principle. It also calls for clear and timely implementing acts to
ensure a stable technical framework. Further clarifications concern the
automatic allocation of a European Unique Identifier (EUID), which should,
where possible, be based on or linked to existing national identifiers, as well
as shorter implementation and transition periods for public authorities
(implementation of core functionalities within 18 months instead of 24 months
and a corresponding reduction of the transitional period to 24 months).
The IMCO
draft opinion by rapporteur Veronika Cifrová Ostrihoňová (Renew,
SK) focuses in particular on promoting the use of the EBW by economic
operators, especially small and medium-sized enterprises and the self-employed.
It highlights the potential to reduce administrative burdens and improve the
functioning of the Single Market. It also emphasises user-friendliness,
accessibility and the avoidance of disproportionate burdens. Compared to the
ITRE and JURI drafts, however, the IMCO draft does not include major changes
regarding implementation deadlines for public authorities and places less
emphasis on interoperability with existing European solutions.
Relevance for social security
As public
authorities, social security institutions will be required to enable the use of
the core functionalities of the wallets. In addition, the EBW is relevant in
the context of cross-border applications and procedures, particularly in
relation to the coordination of social security systems. One example is the
application for A1 certificates, where the EBW could complement existing
procedures and facilitate secure cross-border applications. Furthermore, the A1
certificate is expected to be stored in the future as a digital document in the
EUDI Wallet, which will also serve as the basis for the planned European Social
Security Pass (ESSPASS). This creates interfaces and increases the need for
coordination between different instruments relevant to cross-border social
protection.